:root {
  --bg: #f5f8fd;
  --surface: #ffffff;
  --surface-muted: #eef3ff;
  --text: #0f2545;
  --muted: #4d627f;
  --primary: #1c4f9b;
  --primary-dark: #113569;
  --accent: #0f9d95;
  --border: #d8e3f3;
  --danger: #b42318;
  --radius: 14px;
  --radius-sm: 10px;
  --shadow: 0 12px 30px rgba(15, 37, 69, 0.09);
  --shadow-soft: 0 7px 18px rgba(15, 37, 69, 0.06);
  --maxw: 1160px;
}
* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  font-family: "Inter", "Segoe UI", Roboto, Arial, sans-serif;
  color: var(--text);
  background: var(--bg);
  line-height: 1.6;
}
img { max-width: 100%; display: block; height: auto; border-radius: var(--radius); }
a { color: var(--primary); text-decoration: none; }
a:hover { text-decoration: underline; }
.container { width: min(var(--maxw), calc(100% - 2rem)); margin: 0 auto; }
.section { padding: clamp(56px, 9vw, 96px) 0; }
.section-muted { background: linear-gradient(180deg, var(--surface-muted), #f8fbff); }
.section-head { max-width: 760px; margin-bottom: 28px; }
h1,h2,h3,h4 { line-height: 1.2; margin: 0 0 12px; }
h1 { font-size: clamp(1.95rem, 4vw, 3.1rem); }
h2 { font-size: clamp(1.5rem, 3vw, 2.2rem); }
.lead { font-size: clamp(1rem, 2.2vw, 1.15rem); color: var(--muted); }
.skip-link { position:absolute; left:-9999px; top:0; background:#111; color:#fff; padding:10px; border-radius:8px; z-index:9999; }
.skip-link:focus { left:10px; top:10px; }
.site-header {
  position: sticky;
  top: 0;
  z-index: 1000;
  background: rgba(255,255,255,.95);
  backdrop-filter: blur(10px);
  border-bottom: 1px solid var(--border);
}
.nav-wrapper {
  min-height: 78px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
}
.brand { display: inline-flex; align-items: center; gap: 10px; color: var(--text); }
.brand-badge {
  width: 40px; height: 40px; border-radius: 11px; display: grid; place-items: center;
  background: linear-gradient(145deg, var(--primary), var(--primary-dark)); color: #fff; font-weight: 800;
}
.brand-text { display: grid; line-height: 1.2; }
.brand-text strong { font-size: .92rem; }
.brand-text small { color: var(--muted); font-size: .72rem; }
.menu { display: flex; align-items: center; gap: 16px; }
.menu ul { list-style:none; margin:0; padding:0; display:flex; gap:14px; }
.menu a { font-weight: 600; color: var(--text); }
.menu-toggle {
  display:none;
  width:44px; height:44px;
  border:1px solid var(--border);
  background:#fff;
  border-radius:10px;
}
.menu-toggle span { display:block; width:20px; height:2px; background:var(--text); margin:4px auto; }
.hero {
  background: radial-gradient(circle at 85% 12%, rgba(15,157,149,.14), transparent 34%), radial-gradient(circle at 3% 85%, rgba(28,79,155,.11), transparent 33%);
}
.hero-grid { display:grid; gap:28px; align-items:center; }
.eyebrow {
  display:inline-flex; padding:6px 11px; border-radius:999px;
  background:#e4edff; color:var(--primary-dark); font-size:.83rem; font-weight:700;
}
.hero-actions { display:flex; gap:12px; flex-wrap:wrap; margin:22px 0 14px; }
.btn {
  display:inline-flex; align-items:center; justify-content:center;
  border-radius:12px; padding:12px 18px; font-weight:700;
  border:1px solid transparent; text-decoration:none;
  transition:.2s ease;
}
.btn:hover { text-decoration:none; transform: translateY(-1px); }
.btn-primary {
  background: linear-gradient(140deg, var(--primary), var(--primary-dark)); color:#fff !important;
  box-shadow: var(--shadow-soft);
}
.btn-secondary { background:#fff; color:var(--text) !important; border-color:var(--border); }
.trust-inline { list-style:none; margin:0; padding:0; display:grid; gap:7px; color:var(--muted); }
.trust-inline li::before { content:"✔ "; color:var(--accent); font-weight:800; }
.card-grid { display:grid; gap:16px; }
.card,.service-card,.panel {
  background:var(--surface); border:1px solid var(--border); border-radius:var(--radius); padding:20px;
  box-shadow: var(--shadow-soft);
}
.icon { font-size:1.3rem; margin-bottom:8px; }
.split { display:grid; gap:20px; align-items:start; }
.panel ul { margin:0; padding-left:18px; }
.benefit-note { font-weight:600; color:var(--primary-dark); }
.text-link { font-weight:700; }
.steps { list-style:none; margin:0; padding:0; display:grid; gap:12px; }
.steps li { background:#fff; border:1px solid var(--border); border-radius:var(--radius-sm); padding:14px; }
.trust-grid { display:grid; gap:16px; }
.faq { display:grid; gap:10px; }
.faq-item { border:1px solid var(--border); border-radius:var(--radius-sm); overflow:hidden; background:#fff; }
.faq-item h3 { margin:0; }
.faq-item button {
  width:100%; text-align:left; border:0; background:#fff; padding:14px 16px;
  font:inherit; font-weight:700; cursor:pointer;
}
.faq-content { display:none; padding:0 16px 14px; color:var(--muted); }
.faq-item.open .faq-content { display:block; }
.cta-final { background: linear-gradient(130deg, #0f2d57, #1c4f9b); color:#fff; }
.cta-final p { color:#dfe9ff; }
.site-footer { background:#0c1d36; color:#dce8ff; padding-top:40px; }
.site-footer a { color:#e8f0ff; }
.footer-grid { display:grid; gap:18px; }
.footer-grid ul { list-style:none; margin:0; padding:0; display:grid; gap:8px; }
.footer-bottom {
  margin-top:22px; padding:14px 0 24px;
  border-top:1px solid rgba(255,255,255,.16);
  display:flex; flex-wrap:wrap; justify-content:space-between; gap:10px;
}
.whatsapp-float {
  position:fixed; right:16px; bottom:16px; z-index:950;
  background:#16a34a; color:#fff !important; padding:12px 15px; border-radius:999px; font-weight:700;
  box-shadow: var(--shadow);
}
.to-top {
  position:fixed; right:16px; bottom:74px; z-index:940;
  width:44px; height:44px; border-radius:50%; border:1px solid var(--border); background:#fff; display:none;
}
.to-top.show { display:inline-grid; place-items:center; }
.form-section { display:grid; gap:20px; }
.form-card {
  background:#fff; border:1px solid var(--border); border-radius:var(--radius); box-shadow:var(--shadow-soft); padding:22px;
}
.form-grid { display:grid; gap:12px; }
label { font-weight:600; display:block; margin-bottom:6px; }
input,textarea,select {
  width:100%; border:1px solid var(--border); border-radius:10px; padding:11px 12px; font:inherit;
}
.field.invalid input,.field.invalid textarea,.field.invalid select { border-color: var(--danger); }
.error-text { color:var(--danger); display:none; font-size:.86rem; margin-top:5px; }
.field.invalid .error-text { display:block; }
.notice {
  margin-top:12px; border-radius:10px; padding:10px 12px; border:1px solid #c9d8f4; background:#e9f0ff; color:#1b3f77;
}
.legal-wrap { max-width:900px; background:#fff; border:1px solid var(--border); border-radius:var(--radius); box-shadow:var(--shadow-soft); padding:clamp(18px,3vw,30px); }
.legal-toc { margin:16px 0 20px; background:#f5f8ff; border:1px solid var(--border); border-radius:10px; padding:14px; }
.legal-toc ul { margin:0; padding-left:18px; }
.reveal { opacity:0; transform:translateY(12px); transition:.5s ease; }
.reveal.visible { opacity:1; transform:none; }
a:focus-visible,button:focus-visible,input:focus-visible,textarea:focus-visible,select:focus-visible {
  outline:3px solid rgba(28,79,155,.25); outline-offset:2px;
}
@media (min-width: 860px) {
  .hero-grid { grid-template-columns: 1.1fr .9fr; }
  .cols-3 { grid-template-columns: repeat(3, 1fr); }
  .cols-4 { grid-template-columns: repeat(4, 1fr); }
  .split { grid-template-columns: 1fr 1fr; }
  .trust-grid { grid-template-columns: repeat(3,1fr); }
  .footer-grid { grid-template-columns: 1.1fr 1fr 1fr; }
  .form-section { grid-template-columns: 1fr 1fr; }
}
@media (max-width: 859px) {
  .menu-toggle { display:inline-block; }
  .menu {
    position:absolute; left:0; right:0; top:78px; background:#fff; border-bottom:1px solid var(--border);
    display:none; flex-direction:column; align-items:stretch; gap:14px; padding:14px;
  }
  .menu.open { display:flex; }
  .menu ul { flex-direction:column; align-items:flex-start; }
  .brand-text strong { font-size:.84rem; }
}
@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior:auto; }
  * { transition:none !important; animation:none !important; }
  .reveal { opacity:1; transform:none; }
}